Residential &
Commercial Lender.
Specializing in Private Money, Stated Income, and Conventional Loans.
Applying for a loan shouldn’t be as difficult as lenders make it seem. Our entire team at Hillcrest Lending Inc. offers all types of loans with a clear, transparent, and quick loan process for the convenience of their clients. We aim to exceed your expectations, at all costs.
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If you’re a borrower, please select the type of loan that suits your needs:
New Purchase
Are you looking to purchase a new property?
Learn about our process & find the right mortgage loan that suits you best. Get started by requesting a pre-approval above & having an agent contact you. Apply Now
Refinance
Interested in lowering your rate and term?
Explore all of our options to lower your rate, your payments, and more. If your loan is about to mature we can assist with getting you on a new term loan. Apply Now.
Equity Cash-Out
Need quick cash? We offer up to 90% LTV.
Find out how to secure a new loan using your untouched equity to help with new home improvements, debt consolidation, purchases & more. Apply Now
Different Loan Programs That We Offer:
Hard Money
Our hard money loans are quick, simple, and mostly based off of your property’s equity.
We offer a few different private money loans, all ranging between one to three years and amortized over forty years to offer you the lowest monthly payment possible. Quick & simple loan process.
No Income Verification Required
No Employment Verification Required
No Minimum Credit Score
Owner & Non-Owner Properties
Funding As Early As 48hrs.
Stated Income
No tax returns? Use alternative documents to show your income for a stated loan.
Like our hard money loans, stated income is also relatively quick and simple with minimal qualification required. This program is mostly designed for our self-employed borrowers who prefer not to use tax returns.
Recommend for Self-Employed Borrowers
No Tax Returns Required
Asset or Bank Statements As Verification
Owner & Non-Owner Properties
No Mortgage Insurance Required
Tax Returns
If you qualify for a conventional loan, we can offer you great rates, terms, & costs!
If you qualify for a conventional loan using your tax returns, then rest assure that you will be provided with the lowest rate & monthly payment. These loans do take much longer than our other loan programs.
Most Competitive Rates
1-Year Tax Returns
No Bank Statements Required
Owner & Non-Owner Properties
W2 & Self-Employed
LOAN TERMS:
We’re offer a variety of different loan terms starting between one to three years, ranging between $50,000 to $10 million dollars. Most of our loans will require a minimum 2 month prepayment restriction to allow our investors at least collect 2 months of interest.
Commercial, Residential & Construction.
At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Call Now to get rate information!
CALL NOW to speak to one of our experienced loan executives: 818-650-4891
Getting a loan with Hillcrest Lending is easier than you think. Don’t believe us, see for yourself and give us your feedback afterwards!
Our Loan Process, In 4 Simple Steps:
Pre-Approval
Once we get a few pieces of information we’ll know immediately what programs you can qualify for. After submitting a pre-approval form, our agents will know exactly what loan programs will be your best fit.
Collect Docs
The duration of the loan mostly relies on how quick you can provide us the documentation we need. Depending on the loan programs you qualify for we’ll be able to determine what info you need to provide to proceed.
Securing Investment
Once all the documentation is received, we’ll secure an investor the same day to lock in your rate! At this point your loan should be a smooth process until we’re able to get a notary out to you to sign your loan docs!
Funding
The final step includes opening title & escrow to finalize the loan & prepare for your signing date! Very rarely do we incur any issues at the stage, unless a lien or judgement appear against your property that we were not informed of.
Apply & Manage Yourself
Some customers prefer to apply and manage their loans entirely on their own. If you prefer to manage most of your loan yourself, then click Apply Now to begin your loan application and pre-approval, or select one of the loan options above! We’ve also created a mobile app that will make it even easier to complete the loan application. Simply, select “Get My App” below and follow the instructions to complete the form.
Speak to a Loan Executive
Most customers however, prefer to speak to a Loan Executive directly to assist them throughout the entire loan process. Everyone knows that applying for a loan can be strenuous and even confusing at times, which is why the team at Hillcrest Lending strives to incur all of the complications and challenges in order to make your loan process and smooth as possible for you. If you prefer to speak to someone now, please call: 818.405.8480
