For Loan Officers

We have our own funds. Bring us your deals.

Hillcrest invests directly in residential and commercial trust deeds. If you are a loan officer who needs capital for a deal, you are talking to the decision-maker — not a middleman shopping your file.

Send Us a Deal

We fund with our own capital

Residential and commercial trust deeds

Direct answers, no committee

Secure inquiry

Send us your scenario

Give us the property and the ask. A Hillcrest principal will come back to you directly.

Secure form: lead-intake

$500M+

Funded since 2015

2,000+

Loans closed

48 hrs

Typical approval

95%

Repeat & referral clients

REAL RESULTS

Trusted by California borrowers and investors.

“My experience with AJ was amazing. He will go above and beyond to do what he can for financing needs. Highly recommended.”

Alan Elias

Google review · 5 stars

“Areg and Sam provided great service. Most importantly great communication, got the job done as promised and explained every single step.”

Arik Ghevondyan

Google review · 5 stars

“A very professional team that I will refer to all of my friends. At any time of day he will answer all your questions.”

George P.

Yelp review · 5 stars

* Names abbreviated for privacy. Testimonials represent individual experiences and are not guarantees of future results.

How It Works

A straight line from your file to funded.

01

Send the Scenario

Property, position, and what the borrower needs. No long intake form.

02

Talk to the Decision-Maker

You get a real answer from the person who controls the capital.

03

We Fund It

Hillcrest funds from its own capital — no warehouse line, no investor approval delay.

04

Close and Repeat

Clean closing through escrow, and a lender you can bring the next one to.

Protection Layer

The Same Infrastructure Protects Everyone.

Every Hillcrest loan is built on the same three pillars, whether you are the borrower or the capital behind it.

First-Lien Security

Every loan is secured by a recorded deed of trust with first-lien priority — the lender is first in line to be repaid from the property.

Title & Escrow

Third-party escrow, lender title insurance, and full hazard coverage on every transaction — no exceptions.

CA DRE Licensed

Hillcrest Lending · CA DRE #02114219 · NMLS #1964616. Regulated, audited, and accountable.

COMMON QUESTIONS

Questions, answered.

Hillcrest invests its own funds in residential and commercial trust deeds. That is why answers come back fast and do not change late in the deal.

Residential and commercial private money secured by California real estate, in first position, up to 75% loan-to-value.

Yes. The borrower stays yours. We are the capital behind the deal.

As fast as 48 hours once appraisal and title are in hand, depending on the property and how complete the file is.

Still have questions?

Browse our full help center or talk to our team directly.

Submit Scenario (818) 650-4891

Next Step

Have a deal that needs capital now?

Send the scenario and get an answer from the person who writes the check.

Submit a Scenario 818-650-4891

NMLS #1964616

Legal

Important Disclosures

Hillcrest Lending · CA DRE #02114219 · NMLS #1964616. Equal Housing Opportunity. All loans subject to underwriting approval, property evaluation, and credit review. Loan-to-value limits and funding timelines vary by property, program, and file completeness; not all applicants will qualify. This is not a commitment to lend.

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NMLS #1964616

NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219