Trust Deed Investing
Historical target returns. Not a guarantee.
Every dollar secured by first-lien trust deeds (loans secured by a first mortgage on the property). Monthly income. You see the property before you commit.
Why Invest
Four structural advantages no stock, bond, or REIT can replicate.
Interest payments deposited directly every month. Predictable cash flow, no market timing required.
Every investment backed by a recorded deed of trust on tangible California property — not a promise, a lien.
We lend at most 65-75% of what the property is worth, so the equity cushion covers a 25-35% drop in property values. First-lien priority puts you ahead of every other creditor.
California allows non-judicial foreclosure — faster capital recovery than court-based states. Typical timeline: 120 days.
Available Deals
A preview of trust deeds currently open to accredited investors. Full details and documentation inside the marketplace.
Single-Family Refi
Bridge Loan
Fix & Flip
New deals added weekly · Call 818-405-8302 for early access
Investor Process
A transparent, end-to-end process designed to protect your capital at every step.
Step 01
Hillcrest sources and vets borrower applications from across California.
Step 01
Hillcrest sources and vets borrower applications from across California.
Step 02
Each loan is reviewed with property, appraisal, title, borrower, and credit analysis.
Step 02
Each loan is reviewed with property, appraisal, title, borrower, and credit analysis.
Step 03
Qualified opportunities are presented to matched investors with transparent deal details.
Step 03
Qualified opportunities are presented to matched investors with transparent deal details.
Step 04
Investors review the package and commit capital to the trust deed investment.
Step 04
Investors review the package and commit capital to the trust deed investment.
Step 05
Legal documents are prepared, including LPDS, note, deed of trust, and servicing paperwork.
Step 05
Legal documents are prepared, including LPDS, note, deed of trust, and servicing paperwork.
Step 06
Capital is wired through escrow and the deed of trust is recorded with the county.
Step 06
Capital is wired through escrow and the deed of trust is recorded with the county.
Step 07
Hillcrest handles payments, statements, servicing, and borrower communication.
Step 07
Hillcrest handles payments, statements, servicing, and borrower communication.
REAL RESULTS
“We were nervous about trust deed investing, but the Hillcrest team walked us through every step. Consistent monthly returns for over a year.”
David & Lisa T.
First-Time Trust Deed Investors
“The returns have been exactly as described. Monthly statements and clear communication — my IRA has never performed this well.”
Patricia W.
Self-Directed IRA (SDIRA) Investor
“After 20 years in the stock market, I wanted something more predictable. Trust deeds give me the monthly income I wanted without the volatility.”
Richard H.
Private Investor · 20yr in markets
* Names abbreviated for privacy. Testimonials represent individual experiences and are not guarantees of future results.
Next Step
Speak with our investor relations team to learn about current opportunities.
Investor Inquiry
Our investor relations team will reach out to discuss current opportunities.
Template for review
Trust deed investments involve risk and are not guaranteed. Investors should review deal documents, suitability, liquidity, lien position, valuation, and servicing terms before committing capital.
© 2026 Hillcrest Lending. All rights reserved.
NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219
Loans are subject to credit approval. Terms and conditions apply. This website does not constitute a loan commitment or offer to lend.