Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

Tax Return

The best rates. The same process. Just faster.

Full-documentation financing for borrowers with clean income docs who want competitive terms without the slow bank experience.

Get Pre-Qualified

Call 818-650-4891

Borrower reviewing conventional loan documentation

Standard

620+

Min Credit Score

Max

80%

Max LTV

Long

30yr

Loan Terms

Best

Best Rates

Market Rates

Straightforward

Built for Qualified Borrowers

W-2 employees

Borrowers wanting the best rate

Primary residence purchases

Eligible Property Types

Primary residenceSecond homeInvestment propertyCondoSFR

Checklist

What We Need From You

0/6

Do you have everything?

Check off what you have ready. Missing some? Apply anyway — we'll help.

About You
Minimum 620 credit score
About You
2 years of tax returns
About You
W-2s or 1099s
About You
Recent pay stubs
About You
2 months of bank statements
Property
Property appraisal

Missing something?

Don't stress it. Start and we'll guide you through.

Get Pre-Qualified

Our Process

How It Works

Pre-Qualification

Submit your details online or call us. We evaluate your deal within 48 hours.

1

Documentation

Gather required documents. Our team guides you through every step.

2

Underwriting

We review the property, structure the loan, and match you with an investor.

3

Approval & Close

Documents are prepared, funds wired, and the deed of trust recorded.

4

Funded

You receive your capital and close your deal on schedule.

5

Next Step

Ready to Get Funded?

See if you qualify for a Conventional loan. Our team can give you a preliminary answer within 24 hours.

Get Pre-Qualified Call 818-650-4891

NMLS #1964616

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Your Questions, Answered

Hillcrest AI

Questions about Conventional

Online

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AI-powered. For official quotes, call (818) 650-4891.

investors@hillcrestlending.com

corporate@hillcrestlending.com

NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219

Loans are subject to credit approval. Terms and conditions apply. This website does not constitute a loan commitment or offer to lend.