Tax Return
The best rates. The same process. Just faster.
Full-documentation financing for borrowers with clean income docs who want competitive terms without the slow bank experience.
Standard
620+
Min Credit Score
Max
80%
Straightforward
Built for Qualified Borrowers
W-2 employees
Eligible Property Types
Primary residenceSecond homeInvestment propertyCondoSFR
Checklist
What We Need From You
0/6
Do you have everything?
Check off what you have ready. Missing some? Apply anyway — we'll help.
- About You
Minimum 620 credit score
Our Process
How It Works
Pre-Qualification
Submit your details online or call us. We evaluate your deal within 48 hours.
1
Next Step
Ready to Get Funded?
See if you qualify for a Conventional loan. Our team can give you a preliminary answer within 24 hours.
NMLS #1964616
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Your Questions, Answered
Hillcrest AI
Questions about Conventional
Online
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