Bank Statement
Your tax returns do not reflect your real income. We know.
Bank statement financing for self-employed borrowers and business owners whose deposits tell the real income story.
Accessible
620+
Min Credit Score
High
70%
We Understand
Built for Your Situation
Self-employed borrowers
Eligible Property Types
Primary homeSecond homeInvestment propertySFRCondoMultifamily
Checklist
What We Need From You
0/5
Do you have everything?
Check off what you have ready. Missing some? Apply anyway — we'll help.
- About You
12-24 months of personal or business bank statements
Our Process
How It Works
Pre-Qualification
Submit your details online or call us. We evaluate your deal within 48 hours.
1
Next Step
Ready to Get Funded?
See if you qualify for a Stated Income loan. Our team can give you a preliminary answer within 24 hours.
NMLS #1964616
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Your Questions, Answered
Hillcrest AI
Questions about Stated Income
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