Bank Statement
Your tax returns do not reflect your real income. We know.
Bank statement financing for self-employed borrowers and business owners whose deposits tell the real income story.
Bank Statement
Bank statement financing for self-employed borrowers and business owners whose deposits tell the real income story.
Min Credit Score
Max LTV
Bank Statements
Max Loan
We Understand
Eligible Property Types
Checklist
Check off what you have ready. Missing some? Apply anyway — we'll help.
12-24 months of personal or business bank statements
Minimum 620 credit score
CPA letter or profit-and-loss statement if required
Property appraisal
Title report and insurance
Missing something?
Don't stress it. Start and we'll guide you through.
Our Process
Submit your details online or call us. We evaluate your deal within 48 hours.
Gather required documents. Our team guides you through every step.
We review the property, structure the loan, and match you with an investor.
Documents are prepared, funds wired, and the deed of trust recorded.
You receive your capital and close your deal on schedule.
Next Step
See if you qualify for a Stated Income loan. Our team can give you a preliminary answer within 24 hours.
Ask Hillcrest AI
Hillcrest AI
Questions about Stated Income
AI-powered. For official quotes, call (818) 650-4891.
© 2026 Hillcrest Lending. All rights reserved.
NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219
Loans are subject to credit approval. Terms and conditions apply. This website does not constitute a loan commitment or offer to lend.