Opportunity Capital
Financing for foreclosures, REO, short sales, and auction timelines.
Specialized lending for as-is properties and time-sensitive distressed deals where speed is the difference.
Opportunity Capital
Specialized lending for as-is properties and time-sensitive distressed deals where speed is the difference.
Max LTV
Close Speed
Max Term
Valuation
Seize Opportunity
REO buyers
Auction investors
Short-sale specialists
Program Terms
The key numbers, in plain English. No fine print surprises.
Max LTV
Case by case
Interest Rate
10-14%
Loan Term
6-18 months
Property Types
Any distressed property
Valuation
As-is basis
Geography
California
Checklist
Check off what you have ready. Missing some? Apply anyway — we'll help.
Purchase contract or auction bid details
As-is photos and condition report
Rehabilitation plan if applicable
Proof of funds for down payment
Missing something?
Don't stress it. Start and we'll guide you through.
Our Process
Identify property with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.
Submit as-is valuation with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.
Quick underwriting with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.
Close and rehabilitate with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.
The Hillcrest Difference
Auction-ready
Built for time-sensitive foreclosure, REO, and as-is opportunities.
As-is review
Property condition and exit strategy matter more than bank-box paperwork.
Flexible structure
Each deal is reviewed around collateral, timeline, and recovery plan.
Next Step
See if you qualify for a Distressed Property loan. Our team can give you a preliminary answer within 24 hours.
Ask Hillcrest AI
Hillcrest AI
Questions about Distressed Property
AI-powered. For official quotes, call (818) 650-4891.
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NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219
Loans are subject to credit approval. Terms and conditions apply. This website does not constitute a loan commitment or offer to lend.