Bridge Financing | Hillcrest Lending

How It Works Investors About Contact

(818) 650-4891 Get Pre-Qualified

Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

How It Works Investors About Contact

Get Pre-Qualified Call (818) 650-4891

Transition Capital

Short-term financing while you move between properties or capital events.

Bridge financing for purchases, refinances, and time-sensitive transactions with a clear short-term exit.

Get Pre-Qualified Call 818-650-4891

Bridge loan visual

Fast

3days

Approval Speed

High

75%

Max LTV

Flexible

12mo

Loan Term

Low Monthly

Interest-Only

Payments

Buy First

Built for Transitions

Bridge audience visual

Move-up buyers

Move-up buyers

Bridge audience visual

Investors between sales

Investors between sales

Bridge audience visual

Commercial sponsors

Commercial sponsors

Program Terms

Bridge at a Glance

The key numbers, in plain English. No fine print surprises.

Max LTV

Up to 75%

Interest Rate

9-13%

Loan Term

6-12 months

Payments

Interest-only

Use Case

Transition capital

Geography

California

Checklist

What We Need From You

0/4

Do you have everything?

Check off what you have ready. Missing some? Apply anyway — we'll help.

About You
Purchase or refinance details
About You
Clear exit strategy
Property
Property valuation
Property
Title report and insurance

Missing something?

Don't stress it. Start and we'll guide you through.

Get Pre-Qualified

Our Process

How It Works

Share the timeline

Share the timeline with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

1

Confirm collateral and exit

Confirm collateral and exit with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

2

Approve bridge structure

Approve bridge structure with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

3

Close and transition

Close and transition with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

4

The Hillcrest Difference

Why Hillcrest for Bridge?

Fast transition

Short-term capital while a sale, refinance, or purchase is pending.

Clear exits

Structures are built around the event that repays the bridge loan.

Low monthly burden

Interest-only options may help preserve cash flow during transition.

Next Step

Ready to Get Funded?

See if you qualify for a Bridge loan. Our team can give you a preliminary answer within 24 hours.

Get Pre-Qualified Call 818-650-4891

NMLS #1964616

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Your Questions, Answered

Hillcrest AI

Questions about Bridge

Online

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AI-powered. For official quotes, call (818) 650-4891.

Residential and commercial lender specializing in private money, stated income, and conventional loans.

NMLS #1964616

DRE #02114219

Equal Housing Lender

Loan Programs

Hard Money
Stated Income
DSCR
Conventional
Construction
Fix & Flip
Bridge
Distressed
Probate
Equity Cash-Out
No Monthly Payment

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New Loans: 818-650-4891 Existing Loans: 818-405-8480 Investors: 818-405-8302 Corporate: 949-656-4548

investors@hillcrestlending.com

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NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219

Loans are subject to credit approval. Terms and conditions apply. This website does not constitute a loan commitment or offer to lend.