Fix & Flip Financing | Hillcrest Lending

How It Works Investors About Contact

(818) 650-4891 Get Pre-Qualified

Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

How It Works Investors About Contact

Get Pre-Qualified Call (818) 650-4891

Rehab Capital

Short-term renovation financing based on after-repair value.

Fast financing for purchase and rehab projects, including renovation budgets and an exit through sale or refinance.

Get Pre-Qualified Call 818-650-4891

Fix & Flip loan visual

Fastest

48hrs

Closing Speed

Incl. Rehab

90%

Max LTV

Flexible

12mo

Loan Term

More Leverage

ARV-Based

Valuation

Move Fast

Built for Flippers

Fix & Flip audience visual

House flippers

House flippers

Fix & Flip audience visual

Renovation investors

Renovation investors

Fix & Flip audience visual

Value-add buyers

Value-add buyers

Program Terms

Fix & Flip at a Glance

The key numbers, in plain English. No fine print surprises.

Max LTV

Up to 90% incl. rehab

Interest Rate

9-13%

Loan Term

6-12 months

Property Types

SFR, Multi-Family

Closing Speed

As fast as 48 hours

Geography

California

Checklist

What We Need From You

0/4

Do you have everything?

Check off what you have ready. Missing some? Apply anyway — we'll help.

About You
Purchase contract and renovation scope
About You
Projected after-repair value
About You
Contractor bids or scope of work
Property
Title report and insurance

Missing something?

Don't stress it. Start and we'll guide you through.

Get Pre-Qualified

Our Process

How It Works

Submit your deal

Submit your deal with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

1

ARV analysis

ARV analysis with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

2

Fast approval and funding

Fast approval and funding with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

3

Renovate and sell

Renovate and sell with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

4

The Hillcrest Difference

Why Hillcrest for Fix & Flip?

Close in 48 hrs

Qualified rehab deals can close fast when title and docs are ready.

ARV-based lending

Loan sizing can consider after-repair value and renovation upside.

Rehab included

Renovation costs can be included with a structured draw schedule.

Next Step

Ready to Get Funded?

See if you qualify for a Fix & Flip loan. Our team can give you a preliminary answer within 24 hours.

Get Pre-Qualified Call 818-650-4891

NMLS #1964616

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Your Questions, Answered

Hillcrest AI

Questions about Fix & Flip

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AI-powered. For official quotes, call (818) 650-4891.

Residential and commercial lender specializing in private money, stated income, and conventional loans.

NMLS #1964616

DRE #02114219

Equal Housing Lender

Loan Programs

Hard Money
Stated Income
DSCR
Conventional
Construction
Fix & Flip
Bridge
Distressed
Probate
Equity Cash-Out
No Monthly Payment

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New Loans: 818-650-4891 Existing Loans: 818-405-8480 Investors: 818-405-8302 Corporate: 949-656-4548

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NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219

Loans are subject to credit approval. Terms and conditions apply. This website does not constitute a loan commitment or offer to lend.