Construction Financing | Hillcrest Lending

How It Works Investors About Contact

(818) 650-4891 Get Pre-Qualified

Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

How It Works Investors About Contact

Get Pre-Qualified Call (818) 650-4891

Build Capital

Fast draw releases. Predictable inspections. No project delays from your lender.

Ground-up and major-construction financing with milestone-based draws, inspection coordination, and transparent budgets.

Get Pre-Qualified Call 818-650-4891

Construction loan visual

Fastest

48hrs

Draw Release

High

75%

Max LTV

Long

24mo

Max Term

Direct

In-House

Inspections

Build Ready

Built for Builders

Construction audience visual

Ground-up developers

Ground-up developers

Construction audience visual

Custom home builders

Custom home builders

Construction audience visual

Spec home builders

Spec home builders

Program Terms

Construction at a Glance

The key numbers, in plain English. No fine print surprises.

Max LTV

Up to 75%

Interest Rate

9-12%

Loan Term

12-24 months

Property Types

SFR, Multi-Family, Commercial

Funding

Draw schedule

Geography

California

Checklist

What We Need From You

0/4

Do you have everything?

Check off what you have ready. Missing some? Apply anyway — we'll help.

About You
Construction plans and permit set
About You
Detailed budget and cost breakdown
About You
Licensed contractor on record
Property
As-completed appraisal

Missing something?

Don't stress it. Start and we'll guide you through.

Get Pre-Qualified

Our Process

How It Works

Submit your plans

Submit your plans with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

1

Appraisal and feasibility

Appraisal and feasibility with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

2

Approval and draw schedule

Approval and draw schedule with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

3

Build with funded draws

Build with funded draws with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

4

The Hillcrest Difference

Why Hillcrest for Construction?

Draws in 48 hrs

Draw funds can release quickly after a passing inspection.

In-house inspections

Clear draw coordination without avoidable scheduling friction.

Ground-up experts

Construction financing experience across California markets.

Next Step

Ready to Get Funded?

See if you qualify for a Construction loan. Our team can give you a preliminary answer within 24 hours.

Get Pre-Qualified Call 818-650-4891

NMLS #1964616

Ask Hillcrest AI

Your Questions, Answered

Hillcrest AI

Questions about Construction

Online

Hi! Ask me anything about Construction. Here are some common questions:

AI-powered. For official quotes, call (818) 650-4891.

Residential and commercial lender specializing in private money, stated income, and conventional loans.

NMLS #1964616

DRE #02114219

Equal Housing Lender

Loan Programs

Hard Money
Stated Income
DSCR
Conventional
Construction
Fix & Flip
Bridge
Distressed
Probate
Equity Cash-Out
No Monthly Payment

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New Loans: 818-650-4891 Existing Loans: 818-405-8480 Investors: 818-405-8302 Corporate: 949-656-4548

investors@hillcrestlending.com

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NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219

Loans are subject to credit approval. Terms and conditions apply. This website does not constitute a loan commitment or offer to lend.