Accrual Loan
Zero monthly payments — all interest paid at maturity
Private money loans where borrowers pay nothing monthly. Interest accrues and is paid in full at the end of the loan term.
Zero
$0/mo
Monthly Payment
High
75%
How It Works
Two Sides, One Loan
A unique structure that benefits both borrowers and investors.
For Borrowers
- Get funded without monthly payment obligations
- All interest accrues and is paid at maturity (loan end)
- Ideal for developers and investors who need maximum cash flow during a project
Ideal Borrowers
Who Is This For?
The no-monthly-payment structure is designed for specific use cases where preserving cash flow during the loan term is critical.
Fix-and-Flip Investors
Sell before maturity and pay interest from sale proceeds.
Developers
Manage construction cash flow without monthly debt service.
Checklist
What We Need From You
0/5
Do you have everything?
Check off what you have ready. Missing some? Apply anyway — we'll help.
- Property
Property located in California
Our Process
How It Works
Pre-Qualification
Submit your details online or call us. We evaluate your deal within 48 hours.
1
Next Step
Ready to Get Funded?
See if you qualify for a No Monthly Payment loan. Our team can give you a preliminary answer within 24 hours.
NMLS #1964616
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