Equity Cash-Out Financing | Hillcrest Lending

How It Works Investors About Contact

(818) 650-4891 Get Pre-Qualified

Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

Hard MoneyFast funding based on the property, not your paperwork.Stated IncomeQualify without W-2s or tax returns.DSCRRental loans that qualify on the property's income.ConventionalTraditional financing at our best rates.No Monthly PaymentDefer payments until your loan pays off.ConstructionFinance a ground-up build from lot to finish.Fix & FlipBuy, renovate, and sell with short-term funding.BridgeShort-term financing while you move between properties.DistressedFunding for foreclosures and bank-owned properties.ProbateLoans for inherited and estate properties.Equity Cash-OutTurn the equity in your property into cash.

How It Works Investors About Contact

Get Pre-Qualified Call (818) 650-4891

Equity Access

Turn real estate equity into usable capital.

Cash-out private lending for borrowers using built-up equity to fund projects, investments, or business needs.

Get Pre-Qualified Call 818-650-4891

Equity Cash-Out loan visual

Highest

90%

Max LTV

Flexible

None

Credit Minimum

Unrestricted

Any Purpose

Use of Funds

Long

3yr

Max Term

Unlock Equity

Built for Owners

Equity Cash-Out audience visual

Property owners with equity

Property owners with equity

Equity Cash-Out audience visual

Investors needing liquidity

Investors needing liquidity

Equity Cash-Out audience visual

Business owners

Business owners

Program Terms

Equity Cash-Out at a Glance

The key numbers, in plain English. No fine print surprises.

Max LTV

Up to 90%

Interest Rate

10-14%

Loan Term

1-3 years

Use of Funds

Any purpose

Credit

Flexible

Geography

California

Checklist

What We Need From You

0/4

Do you have everything?

Check off what you have ready. Missing some? Apply anyway — we'll help.

Property
Current mortgage payoff
Property
Property valuation
About You
Requested cash-out amount
About You
Use-of-funds summary

Missing something?

Don't stress it. Start and we'll guide you through.

Get Pre-Qualified

Our Process

How It Works

Review equity

Review equity with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

1

Confirm payoff and title

Confirm payoff and title with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

2

Structure proceeds

Structure proceeds with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

3

Fund cash-out

Fund cash-out with Hillcrest guidance, clear documentation, and a financing path matched to the property timeline.

4

The Hillcrest Difference

Why Hillcrest for Equity Cash-Out?

Use funds freely

Capital can support projects, business needs, or investments.

Equity driven

Review centers on available equity and property value.

Flexible credit

Collateral and exit can matter more than traditional bank criteria.

Next Step

Ready to Get Funded?

See if you qualify for a Equity Cash-Out loan. Our team can give you a preliminary answer within 24 hours.

Get Pre-Qualified Call 818-650-4891

NMLS #1964616

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Your Questions, Answered

Hillcrest AI

Questions about Equity Cash-Out

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AI-powered. For official quotes, call (818) 650-4891.

Residential and commercial lender specializing in private money, stated income, and conventional loans.

NMLS #1964616

DRE #02114219

Equal Housing Lender

Loan Programs

Hard Money
Stated Income
DSCR
Conventional
Construction
Fix & Flip
Bridge
Distressed
Probate
Equity Cash-Out
No Monthly Payment

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New Loans: 818-650-4891 Existing Loans: 818-405-8480 Investors: 818-405-8302 Corporate: 949-656-4548

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NMLS #1964616 | Licensed by the California Department of Real Estate, DRE #02114219

Loans are subject to credit approval. Terms and conditions apply. This website does not constitute a loan commitment or offer to lend.